{"id":795,"date":"2024-06-16T07:50:42","date_gmt":"2024-06-16T07:50:42","guid":{"rendered":"https:\/\/moneypurse.net\/telugu\/?p=795"},"modified":"2024-06-19T12:59:06","modified_gmt":"2024-06-19T12:59:06","slug":"how-to-save-income-tax","status":"publish","type":"post","link":"https:\/\/moneypurse.net\/telugu\/how-to-save-income-tax\/","title":{"rendered":"How to Save Income Tax in FY 2023-24: A Comparative Guide to New and Old Regimes"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#6-ways-to-save-income-tax-in-the-new-old-tax-regimes-for-fy-2023-24\">6 Ways to Save Income Tax in the New &amp; Old Tax Regimes for FY 2023-24<\/a><ul><li><a href=\"#income-tax-saving-deductions-and-exemptions-under-the-new-tax-regime\">Income Tax Saving Deductions and Exemptions Under the New Tax Regime<\/a><ul><li><a href=\"#\u0c15\u0c4a\u0c24\u0c4d\u0c24-\u0c2a\u0c28\u0c4d\u0c28\u0c41-\u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b-\u0c05\u0c30\u0c4d\u0c39\u0c24-\u0c15\u0c32\u0c3f\u0c17\u0c3f\u0c28-deduction\u0c32\u0c41\">\u0c15\u0c4a\u0c24\u0c4d\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b \u0c05\u0c30\u0c4d\u0c39\u0c24 \u0c15\u0c32\u0c3f\u0c17\u0c3f\u0c28 deduction\u0c32\u0c41<\/a><\/li><li><a href=\"#section-10-\u0c15\u0c3f\u0c02\u0c26-\u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41\u0c32\u0c41\">Section 10 \u0c15\u0c3f\u0c02\u0c26 \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41\u0c32\u0c41<\/a><\/li><\/ul><\/li><li><a href=\"#income-tax-saving-deductions-and-exemptions-under-the-old-tax-regime\">Income Tax Saving Deductions and Exemptions Under the Old Tax Regime<\/a><ul><li><a href=\"#\u0c2a\u0c3e\u0c24-\u0c2a\u0c28\u0c4d\u0c28\u0c41-\u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b-\u0c2a\u0c28\u0c4d\u0c28\u0c41-\u0c06\u0c26\u0c3e-\u0c1a\u0c47\u0c2f\u0c21\u0c3e\u0c28\u0c3f\u0c15\u0c3f-deduction\u0c32\u0c41\">\u0c2a\u0c3e\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c06\u0c26\u0c3e \u0c1a\u0c47\u0c2f\u0c21\u0c3e\u0c28\u0c3f\u0c15\u0c3f deduction\u0c32\u0c41<\/a><\/li><li><a href=\"#section-80-c-\u0c15\u0c02\u0c1f\u0c47-\u0c2e\u0c3f\u0c02\u0c1a\u0c3f\u0c28-\u0c07\u0c24\u0c30-\u0c2a\u0c28\u0c4d\u0c28\u0c41-\u0c06\u0c26\u0c3e-\u0c05\u0c35\u0c15\u0c3e\u0c36\u0c3e\u0c32\u0c41\">Section 80C \u0c15\u0c02\u0c1f\u0c47 \u0c2e\u0c3f\u0c02\u0c1a\u0c3f\u0c28 \u0c07\u0c24\u0c30 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c06\u0c26\u0c3e \u0c05\u0c35\u0c15\u0c3e\u0c36\u0c3e\u0c32\u0c41<\/a><\/li><\/ul><\/li><li><a href=\"#planning-your-income-tax-saving-investments\">Planning Your Income Tax-Saving Investments<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-ways-to-save-income-tax-in-the-new-old-tax-regimes-for-fy-2023-24\">6 Ways to Save Income Tax in the New &amp; Old Tax Regimes for FY 2023-24<\/h3>\n\n\n\n<p class=\"\">\u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c2a\u0c4d\u0c30\u0c23\u0c3e\u0c33\u0c3f\u0c15 \u0c2e\u0c3f\u0c2e\u0c4d\u0c2e\u0c32\u0c4d\u0c28\u0c3f \u0c06\u0c26\u0c3e \u0c1a\u0c47\u0c2f\u0c21\u0c02\u0c32\u0c4b \u0c38\u0c39\u0c3e\u0c2f\u0c2a\u0c21\u0c41\u0c24\u0c41\u0c02\u0c26\u0c3f \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c2e\u0c40 \u0c06\u0c26\u0c3e\u0c2f\u0c3e\u0c28\u0c4d\u0c28\u0c3f \u0c2a\u0c46\u0c02\u0c1a\u0c41\u0c24\u0c41\u0c02\u0c26\u0c3f. \u0c06\u0c26\u0c3e\u0c2f \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c1a\u0c1f\u0c4d\u0c1f\u0c02 \u0c35\u0c3f\u0c35\u0c3f\u0c27 \u0c2a\u0c46\u0c1f\u0c4d\u0c1f\u0c41\u0c2c\u0c21\u0c41\u0c32\u0c41, \u0c06\u0c26\u0c3e \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c16\u0c30\u0c4d\u0c1a\u0c41\u0c32\u0c15\u0c41 \u0c35\u0c02\u0c2a\u0c41 \u0c30\u0c3e\u0c2f\u0c32\u0c28\u0c41 \u0c05\u0c02\u0c26\u0c3f\u0c38\u0c4d\u0c24\u0c41\u0c02\u0c26\u0c3f. \u0c15\u0c4a\u0c24\u0c4d\u0c24 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c2a\u0c3e\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c32\u0c4b \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c06\u0c26\u0c3e \u0c1a\u0c47\u0c38\u0c47 \u0c15\u0c4a\u0c28\u0c4d\u0c28\u0c3f \u0c2e\u0c3e\u0c30\u0c4d\u0c17\u0c3e\u0c32\u0c28\u0c41 \u0c07\u0c15\u0c4d\u0c15\u0c21 \u0c1a\u0c30\u0c4d\u0c1a\u0c3f\u0c38\u0c4d\u0c24\u0c3e\u0c2e\u0c41.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"income-tax-saving-deductions-and-exemptions-under-the-new-tax-regime\">Income Tax Saving Deductions and Exemptions Under the New Tax Regime<\/h4>\n\n\n\n<p class=\"\">\u0c15\u0c4a\u0c24\u0c4d\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b \u0c2a\u0c30\u0c3f\u0c2e\u0c3f\u0c24 deduction\u0c32\u0c41 \u0c05\u0c02\u0c26\u0c41\u0c2c\u0c3e\u0c1f\u0c41\u0c32\u0c4b \u0c09\u0c02\u0c1f\u0c3e\u0c2f\u0c3f \u0c15\u0c3e\u0c28\u0c40 \u0c2a\u0c3e\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c24\u0c4b \u0c2a\u0c4b\u0c32\u0c3f\u0c38\u0c4d\u0c24\u0c47 \u0c24\u0c15\u0c4d\u0c15\u0c41\u0c35 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c30\u0c47\u0c1f\u0c4d\u0c32\u0c41 \u0c09\u0c28\u0c4d\u0c28\u0c3e\u0c2f\u0c3f. \u0c07\u0c15\u0c4d\u0c15\u0c21 \u0c35\u0c30\u0c4d\u0c24\u0c3f\u0c02\u0c1a\u0c47 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c38\u0c4d\u0c32\u0c3e\u0c2c\u0c4d\u0c32\u0c41 \u0c09\u0c28\u0c4d\u0c28\u0c3e\u0c2f\u0c3f:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c38\u0c4d\u0c32\u0c3e\u0c2c\u0c4d<\/th><th>FY 2023-24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c30\u0c47\u0c1f\u0c41 (\u0c15\u0c4a\u0c24\u0c4d\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25)<\/th><\/tr><\/thead><tbody><tr><td>\u0c30\u0c42 3,00,000 \u0c35\u0c30\u0c15\u0c41<\/td><td>\u0c28\u0c3f\u0c32\u0c4d<\/td><\/tr><tr><td>\u0c30\u0c42 3,00,000 \u2013 \u0c30\u0c42 6,00,000<\/td><td>5%<\/td><\/tr><tr><td>\u0c30\u0c42 6,00,000 \u2013 \u0c30\u0c42 9,00,000<\/td><td>10%<\/td><\/tr><tr><td>\u0c30\u0c42 9,00,000 \u2013 \u0c30\u0c42 12,00,000<\/td><td>15%<\/td><\/tr><tr><td>\u0c30\u0c42 12,00,000 \u2013 \u0c30\u0c42 15,00,000<\/td><td>20%<\/td><\/tr><tr><td>\u0c30\u0c42 15,00,000 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c05\u0c02\u0c24\u0c15\u0c41\u0c2e\u0c3f\u0c02\u0c1a\u0c3f<\/td><td>30%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u0c15\u0c4a\u0c24\u0c4d\u0c24-\u0c2a\u0c28\u0c4d\u0c28\u0c41-\u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b-\u0c05\u0c30\u0c4d\u0c39\u0c24-\u0c15\u0c32\u0c3f\u0c17\u0c3f\u0c28-deduction\u0c32\u0c41\">\u0c15\u0c4a\u0c24\u0c4d\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b \u0c05\u0c30\u0c4d\u0c39\u0c24 \u0c15\u0c32\u0c3f\u0c17\u0c3f\u0c28 deduction\u0c32\u0c41<\/h5>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Employer Contribution to NPS (Section 80CCD(2))<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Employer \u0c2f\u0c4a\u0c15\u0c4d\u0c15 NPS contribution\u0c15\u0c41 deduction: \u0c15\u0c47\u0c02\u0c26\u0c4d\u0c30 \u0c2a\u0c4d\u0c30\u0c2d\u0c41\u0c24\u0c4d\u0c35 \u0c09\u0c26\u0c4d\u0c2f\u0c4b\u0c17\u0c41\u0c32\u0c15\u0c41 \u0c35\u0c47\u0c24\u0c28\u0c02 (\u0c2c\u0c47\u0c38\u0c3f\u0c15\u0c4d + DA) \u0c2f\u0c4a\u0c15\u0c4d\u0c15 14% \u0c35\u0c30\u0c15\u0c41 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c07\u0c24\u0c30\u0c41\u0c32\u0c15\u0c41 10% \u0c35\u0c30\u0c15\u0c41.<\/li>\n\n\n\n<li class=\"\">PF, NPS, \u0c2e\u0c30\u0c3f\u0c2f\u0c41 Superannuation\u0c15\u0c3f Employer contribution \u0c15\u0c4b\u0c38\u0c02 \u0c2e\u0c4a\u0c24\u0c4d\u0c24\u0c02\u0c17\u0c3e \u0c2a\u0c30\u0c3f\u0c2e\u0c3f\u0c24\u0c3f \u0c30\u0c42 750,000.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Agniveer Corpus Fund (Section 80CCH(2))<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Agniveer Corpus Fund\u0c15\u0c41 \u0c26\u0c30\u0c16\u0c3e\u0c38\u0c4d\u0c24\u0c41\u0c26\u0c3e\u0c30\u0c41\u0c32\u0c41 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c15\u0c47\u0c02\u0c26\u0c4d\u0c30 \u0c2a\u0c4d\u0c30\u0c2d\u0c41\u0c24\u0c4d\u0c35\u0c02 \u0c1a\u0c47\u0c38\u0c3f\u0c28 \u092f\u094b\u0917\u0926\u093e\u0928\u0c3e\u0c32\u0c41 deductible.<\/li>\n\n\n\n<li class=\"\">\u0c2a\u0c4d\u0c30\u0c2f\u0c4b\u0c1c\u0c28\u0c3e\u0c32\u0c41 \u0c30\u0c46\u0c02\u0c21\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c32\u0c4b \u0c15\u0c42\u0c21\u0c3e \u0c05\u0c02\u0c26\u0c41\u0c2c\u0c3e\u0c1f\u0c41\u0c32\u0c4b \u0c09\u0c28\u0c4d\u0c28\u0c3e\u0c2f\u0c3f.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Family Pension Income Deduction (Section 57(iia))<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u0c2a\u0c4a\u0c02\u0c26\u0c3f\u0c28 \u0c06\u0c26\u0c3e\u0c2f\u0c02 \u0c2f\u0c4a\u0c15\u0c4d\u0c15 1\/3 \u0c32\u0c47\u0c26\u0c3e \u0c30\u0c42 15,000, \u0c30\u0c46\u0c02\u0c21\u0c41 \u0c35\u0c3e\u0c1f\u0c3f\u0c32\u0c4b \u0c24\u0c15\u0c4d\u0c15\u0c41\u0c35\u0c26\u0c3f deduction\u0c17\u0c3e \u0c07\u0c35\u0c4d\u0c35\u0c2c\u0c21\u0c41\u0c24\u0c41\u0c02\u0c26\u0c3f.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Interest on Home Loan for Let-Out Property (Section 24)<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Let-out properties \u0c15\u0c4b\u0c38\u0c02 \u0c39\u0c4b\u0c2e\u0c4d \u0c32\u0c4b\u0c28\u0c4d \u0c2e\u0c40\u0c26 \u0c35\u0c21\u0c4d\u0c21\u0c40\u0c15\u0c3f \u0c0e\u0c32\u0c3e\u0c02\u0c1f\u0c3f \u0c2a\u0c30\u0c3f\u0c2e\u0c3f\u0c24\u0c3f \u0c32\u0c47\u0c15\u0c41\u0c02\u0c21\u0c3e deduction \u0c09\u0c02\u0c1f\u0c41\u0c02\u0c26\u0c3f.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Transport and Conveyance Allowance<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u0c36\u0c3e\u0c30\u0c40\u0c30\u0c15\u0c02\u0c17\u0c3e \u0c35\u0c3f\u0c15\u0c32\u0c3e\u0c02\u0c17\u0c41\u0c32\u0c41 \u0c2a\u0c28\u0c3f \u0c38\u0c4d\u0c25\u0c32\u0c02 \u0c28\u0c41\u0c02\u0c21\u0c3f \u0c28\u0c3f\u0c35\u0c3e\u0c38\u0c3e\u0c28\u0c3f\u0c15\u0c3f \u0c2a\u0c4d\u0c30\u0c2f\u0c3e\u0c23\u0c3f\u0c02\u0c1a\u0c47 \u0c16\u0c30\u0c4d\u0c1a\u0c41\u0c32\u0c28\u0c41 \u0c2a\u0c30\u0c3f\u0c39\u0c30\u0c3f\u0c02\u0c1a\u0c21\u0c3e\u0c28\u0c3f\u0c15\u0c3f \u0c24\u0c4d\u0c30\u0c3e\u0c28\u0c4d\u0c38\u0c4d\u200c\u0c2a\u0c4b\u0c30\u0c4d\u0c1f\u0c4d \u0c05\u0c32\u0c35\u0c46\u0c28\u0c4d\u0c38\u0c4d\u200c\u0c15\u0c41 \u0c28\u0c46\u0c32\u0c15\u0c41 \u0c30\u0c42 3,200 \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41.<\/li>\n\n\n\n<li class=\"\">Conveyance \u0c05\u0c32\u0c35\u0c46\u0c28\u0c4d\u0c38\u0c4d \u0c15\u0c3e\u0c30\u0c4d\u0c2f\u0c3e\u0c32\u0c2f \u0c35\u0c3f\u0c27\u0c41\u0c32\u0c41 \u0c28\u0c3f\u0c30\u0c4d\u0c35\u0c39\u0c23\u0c32\u0c4b \u0c16\u0c30\u0c4d\u0c1a\u0c41 \u0c05\u0c2f\u0c3f\u0c28 \u0c2e\u0c4a\u0c24\u0c4d\u0c24\u0c3e\u0c28\u0c3f\u0c15\u0c3f \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41 \u0c09\u0c02\u0c26\u0c3f.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"section-10-\u0c15\u0c3f\u0c02\u0c26-\u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41\u0c32\u0c41\">Section 10 \u0c15\u0c3f\u0c02\u0c26 \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41\u0c32\u0c41<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"><strong>Voluntary Retirement Scheme<\/strong>: \u0c30\u0c42 5 \u0c32\u0c15\u0c4d\u0c37\u0c32 \u0c35\u0c30\u0c15\u0c41 \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41.<\/li>\n\n\n\n<li class=\"\"><strong>Gratuity<\/strong>: \u0c2a\u0c4d\u0c30\u0c2d\u0c41\u0c24\u0c4d\u0c35 \u0c09\u0c26\u0c4d\u0c2f\u0c4b\u0c17\u0c41\u0c32\u0c15\u0c41 \u0c2a\u0c42\u0c30\u0c4d\u0c24\u0c3f\u0c17\u0c3e \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41; \u0c2a\u0c4d\u0c30\u0c48\u0c35\u0c47\u0c1f\u0c4d \u0c09\u0c26\u0c4d\u0c2f\u0c4b\u0c17\u0c41\u0c32\u0c15\u0c41, \u0c17\u0c4d\u0c30\u0c3e\u0c1f\u0c4d\u0c2f\u0c41\u0c1f\u0c40 \u0c1a\u0c46\u0c32\u0c4d\u0c32\u0c3f\u0c02\u0c2a\u0c41 \u0c1a\u0c1f\u0c4d\u0c1f\u0c02 \u0c06\u0c27\u0c3e\u0c30\u0c02\u0c17\u0c3e \u0c09\u0c02\u0c1f\u0c41\u0c02\u0c26\u0c3f.<\/li>\n\n\n\n<li class=\"\"><strong>Leave Encashment<\/strong>: \u0c2b\u0c48\u0c28\u0c3e\u0c28\u0c4d\u0c38\u0c4d \u0c2c\u0c3f\u0c32\u0c4d, 2023 \u0c2a\u0c4d\u0c30\u0c15\u0c3e\u0c30\u0c02 \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41 \u0c30\u0c42 25 \u0c32\u0c15\u0c4d\u0c37\u0c32\u0c15\u0c41 \u0c2a\u0c46\u0c02\u0c1a\u0c2c\u0c21\u0c3f\u0c02\u0c26\u0c3f.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"income-tax-saving-deductions-and-exemptions-under-the-old-tax-regime\">Income Tax Saving Deductions and Exemptions Under the Old Tax Regime<\/h4>\n\n\n\n<p class=\"\">\u0c2a\u0c3e\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25 \u0c2e\u0c30\u0c3f\u0c02\u0c24 deduction\u0c32\u0c41 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41\u0c32\u0c41 \u0c05\u0c02\u0c26\u0c3f\u0c38\u0c4d\u0c24\u0c41\u0c02\u0c26\u0c3f, \u0c07\u0c26\u0c3f \u0c2a\u0c46\u0c1f\u0c4d\u0c1f\u0c41\u0c2c\u0c21\u0c41\u0c32\u0c41 \u0c0e\u0c15\u0c4d\u0c15\u0c41\u0c35\u0c17\u0c3e \u0c09\u0c28\u0c4d\u0c28\u0c35\u0c3e\u0c30\u0c3f\u0c15\u0c3f \u0c32\u0c3e\u0c2d\u0c26\u0c3e\u0c2f\u0c15\u0c02\u0c17\u0c3e \u0c09\u0c02\u0c1f\u0c41\u0c02\u0c26\u0c3f. \u0c07\u0c15\u0c4d\u0c15\u0c21 \u0c35\u0c30\u0c4d\u0c24\u0c3f\u0c02\u0c1a\u0c47 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c38\u0c4d\u0c32\u0c3e\u0c2c\u0c4d\u0c32\u0c41 \u0c09\u0c28\u0c4d\u0c28\u0c3e\u0c2f\u0c3f:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c38\u0c4d\u0c32\u0c3e\u0c2c\u0c4d<\/th><th>FY 2023-24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c30\u0c47\u0c1f\u0c41 (\u0c2a\u0c3e\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25)<\/th><\/tr><\/thead><tbody><tr><td>\u0c30\u0c42 2,50,000 \u2013 \u0c30\u0c42 5,00,000<\/td><td>5%<\/td><\/tr><tr><td>\u0c30\u0c42 5,00,000 \u2013 \u0c30\u0c42 10,00,000<\/td><td>20%<\/td><\/tr><tr><td>\u0c30\u0c42 10,00,000 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c05\u0c02\u0c24\u0c15\u0c41\u0c2e\u0c3f\u0c02\u0c1a\u0c3f<\/td><td>30%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"\u0c2a\u0c3e\u0c24-\u0c2a\u0c28\u0c4d\u0c28\u0c41-\u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b-\u0c2a\u0c28\u0c4d\u0c28\u0c41-\u0c06\u0c26\u0c3e-\u0c1a\u0c47\u0c2f\u0c21\u0c3e\u0c28\u0c3f\u0c15\u0c3f-deduction\u0c32\u0c41\">\u0c2a\u0c3e\u0c24 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c32\u0c4b \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c06\u0c26\u0c3e \u0c1a\u0c47\u0c2f\u0c21\u0c3e\u0c28\u0c3f\u0c15\u0c3f deduction\u0c32\u0c41<\/h5>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Home Loan Benefits (Section 80C \u0c2e\u0c30\u0c3f\u0c2f\u0c41 24(b))<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u0c2a\u0c4d\u0c30\u0c3f\u0c28\u0c4d\u0c38\u0c3f\u0c2a\u0c32\u0c4d \u0c05\u0c2e\u0c4c\u0c02\u0c1f\u0c4d\u200c\u0c2a\u0c48 \u0c30\u0c42 1.5 \u0c32\u0c15\u0c4d\u0c37\u0c32 \u0c35\u0c30\u0c15\u0c41 deduction Section 80C \u0c15\u0c3f\u0c02\u0c26.<\/li>\n\n\n\n<li class=\"\">\u0c35\u0c21\u0c4d\u0c21\u0c40\u0c2a\u0c48 \u0c30\u0c42 2 \u0c32\u0c15\u0c4d\u0c37\u0c32 \u0c35\u0c30\u0c15\u0c41 deduction Section 24(b) \u0c15\u0c3f\u0c02\u0c26.<\/li>\n\n\n\n<li class=\"\">\u0c2e\u0c4a\u0c26\u0c1f\u0c3f \u0c38\u0c3e\u0c30\u0c3f homeowners\u0c15\u0c41 Section 80EEA \u0c15\u0c3f\u0c02\u0c26 \u0c05\u0c26\u0c28\u0c2a\u0c41 deduction \u0c30\u0c42 50,000 \u0c35\u0c30\u0c15\u0c41.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><a href=\"https:\/\/moneypurse.net\/telugu\/health-insurance\/\" data-type=\"link\" data-id=\"https:\/\/moneypurse.net\/telugu\/health-insurance\/\"><strong>Health Insurance (Section 80D)<\/strong>:<\/a><\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">deduction \u0c2a\u0c30\u0c3f\u0c2e\u0c3f\u0c24\u0c41\u0c32\u0c41: \u0c38\u0c4d\u0c35\u0c40\u0c2f\u0c02\u0c17\u0c3e \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c15\u0c41\u0c1f\u0c41\u0c02\u0c2c\u0c02 \u0c15\u0c4b\u0c38\u0c02 \u0c30\u0c42 25,000 (\u0c35\u0c43\u0c26\u0c4d\u0c27\u0c41\u0c32 \u0c15\u0c4b\u0c38\u0c02 \u0c30\u0c42 50,000), \u0c24\u0c32\u0c4d\u0c32\u0c3f\u0c26\u0c02\u0c21\u0c4d\u0c30\u0c41\u0c32 \u0c15\u0c4b\u0c38\u0c02 \u0c30\u0c42 25,000 (\u0c35\u0c43\u0c26\u0c4d\u0c27\u0c41\u0c32 \u0c15\u0c4b\u0c38\u0c02 \u0c30\u0c42 50,000), \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c30\u0c15\u0c4d\u0c37\u0c23 \u0c06\u0c30\u0c4b\u0c17\u0c4d\u0c2f \u0c2a\u0c30\u0c40\u0c15\u0c4d\u0c37\u0c32 \u0c15\u0c4b\u0c38\u0c02 \u0c30\u0c42 5,000.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Government Schemes (Section 80C)<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">SCSS, SSY, NPS, \u0c2e\u0c30\u0c3f\u0c2f\u0c41 PPF \u0c35\u0c02\u0c1f\u0c3f \u0c2a\u0c25\u0c15\u0c3e\u0c32\u0c4d\u0c32\u0c4b \u0c2a\u0c46\u0c1f\u0c4d\u0c1f\u0c41\u0c2c\u0c21\u0c41\u0c32\u0c41 \u0c1a\u0c47\u0c38\u0c4d\u0c24\u0c47 \u0c30\u0c42 1.5 \u0c32\u0c15\u0c4d\u0c37\u0c32 \u0c35\u0c30\u0c15\u0c41 deduction \u0c2a\u0c4a\u0c02\u0c26\u0c35\u0c1a\u0c4d\u0c1a\u0c41.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Life Insurance (Section 80C \u0c2e\u0c30\u0c3f\u0c2f\u0c41 10(10D))<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">\u0c2a\u0c4d\u0c30\u0c40\u0c2e\u0c3f\u0c2f\u0c02 \u0c1a\u0c46\u0c32\u0c4d\u0c32\u0c3f\u0c02\u0c2a\u0c41\u0c32 \u0c15\u0c4b\u0c38\u0c02 \u0c30\u0c42 1.5 \u0c32\u0c15\u0c4d\u0c37\u0c32 \u0c35\u0c30\u0c15\u0c41 deduction\u0c32\u0c41.<\/li>\n\n\n\n<li class=\"\">\u0c2a\u0c42\u0c30\u0c4d\u0c24\u0c3f \u0c2e\u0c4a\u0c24\u0c4d\u0c24\u0c2e\u0c41 \u0c15\u0c3f\u0c02\u0c26 \u0c38\u0c4d\u0c35\u0c40\u0c15\u0c30\u0c3f\u0c02\u0c1a\u0c3f\u0c28 \u0c38\u0c2e\u0c4d \u0c05\u0c38\u0c4d\u0c2f\u0c42\u0c30\u0c4d\u0c21\u0c4d\u200c\u0c2a\u0c48 \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41 \u0c32\u0c47\u0c26\u0c3e \u0c2e\u0c41\u0c02\u0c26\u0c41\u0c17\u0c3e\u0c28\u0c47 \u0c2e\u0c30\u0c23\u0c3f\u0c02\u0c1a\u0c3f\u0c28 \u0c38\u0c02\u0c26\u0c30\u0c4d\u0c2d\u0c02\u0c32\u0c4b, \u0c28\u0c3f\u0c30\u0c4d\u0c26\u0c3f\u0c37\u0c4d\u0c1f \u0c28\u0c3f\u0c2c\u0c02\u0c27\u0c28\u0c32\u0c15\u0c41 \u0c05\u0c28\u0c41\u0c17\u0c41\u0c23\u0c02\u0c17\u0c3e.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Investment Options Under Section 80C<\/strong>:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Fixed Deposits, PPF, NSC, NPS, ELSS, ULIP, SSY, \u0c2e\u0c30\u0c3f\u0c2f\u0c41 SCSS\u0c32\u0c4b \u0c35\u0c3f\u0c35\u0c3f\u0c27 \u0c30\u0c3e\u0c2c\u0c21\u0c3f \u0c2e\u0c30\u0c3f\u0c2f\u0c41 lock-in \u0c15\u0c3e\u0c32\u0c02\u0c24\u0c4b \u0c2a\u0c3e\u0c1f\u0c41 \u0c2a\u0c46\u0c1f\u0c4d\u0c1f\u0c41\u0c2c\u0c21\u0c3f \u0c05\u0c35\u0c15\u0c3e\u0c36\u0c3e\u0c32\u0c41.<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"section-80-c-\u0c15\u0c02\u0c1f\u0c47-\u0c2e\u0c3f\u0c02\u0c1a\u0c3f\u0c28-\u0c07\u0c24\u0c30-\u0c2a\u0c28\u0c4d\u0c28\u0c41-\u0c06\u0c26\u0c3e-\u0c05\u0c35\u0c15\u0c3e\u0c36\u0c3e\u0c32\u0c41\">Section 80C \u0c15\u0c02\u0c1f\u0c47 \u0c2e\u0c3f\u0c02\u0c1a\u0c3f\u0c28 \u0c07\u0c24\u0c30 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c06\u0c26\u0c3e \u0c05\u0c35\u0c15\u0c3e\u0c36\u0c3e\u0c32\u0c41<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"><strong>Home Loan Interest (Section 24, 80EE, 80EEA)<\/strong>: Section 24 \u0c15\u0c3f\u0c02\u0c26 \u0c30\u0c42 2 \u0c32\u0c15\u0c4d\u0c37\u0c32 \u0c35\u0c30\u0c15\u0c41 deduction\u0c32\u0c41, \u0c2e\u0c30\u0c3f\u0c2f\u0c41 Sections 80EE \u0c2e\u0c30\u0c3f\u0c2f\u0c41 80EEA \u0c15\u0c3f\u0c02\u0c26 \u0c05\u0c26\u0c28\u0c02\u0c17\u0c3e \u0c30\u0c42 50,000 \u0c35\u0c30\u0c15\u0c41.<\/li>\n\n\n\n<li class=\"\"><strong>Charity (Section 80G)<\/strong>: \u0c05\u0c30\u0c4d\u0c39\u0c24 \u0c15\u0c32\u0c3f\u0c17\u0c3f\u0c28 \u0c38\u0c02\u0c38\u0c4d\u0c25\u0c32\u0c41 \u0c32\u0c47\u0c26\u0c3e \u0c28\u0c3f\u0c27\u0c41\u0c32\u0c15\u0c41 \u0c35\u0c3f\u0c30\u0c3e\u0c33\u0c3e\u0c32\u0c41 \u0c07\u0c1a\u0c4d\u0c1a\u0c3f\u0c28\u0c2a\u0c4d\u0c2a\u0c41\u0c21\u0c41 deduction\u0c32\u0c41.<\/li>\n\n\n\n<li class=\"\"><strong>Education Loan Interest (Section 80E)<\/strong>: \u0c35\u0c3f\u0c26\u0c4d\u0c2f\u0c3e \u0c30\u0c41\u0c23\u0c3e\u0c32\u0c2a\u0c48 \u0c1a\u0c46\u0c32\u0c4d\u0c32\u0c3f\u0c02\u0c1a\u0c3f\u0c28 \u0c35\u0c21\u0c4d\u0c21\u0c40 \u0c15\u0c4b\u0c38\u0c02 deduction\u0c32\u0c41.<\/li>\n\n\n\n<li class=\"\"><strong>Employer Contribution to NPS (Section 80CCD(2))<\/strong>: PF\u0c24\u0c4b \u0c38\u0c39\u0c3e NPS\u0c15\u0c41 Employer contribution \u0c15\u0c4b\u0c38\u0c02 \u0c30\u0c42 750,000 \u0c35\u0c30\u0c15\u0c41 deduction.<\/li>\n\n\n\n<li class=\"\"><strong>Individual Contributions to NPS (Section 80CCD(1B))<\/strong>: \u0c35\u0c3e\u0c30\u0c4d\u0c37\u0c3f\u0c15\u0c02\u0c17\u0c3e \u0c30\u0c42 50,000 \u0c05\u0c26\u0c28\u0c2a\u0c41 deduction.<\/li>\n\n\n\n<li class=\"\"><strong>Rent (Section 80GG)<\/strong>: \u0c05\u0c02\u0c1a\u0c28\u0c3e \u0c09\u0c26\u0c4d\u0c2f\u0c4b\u0c17\u0c3e\u0c32\u0c41 \u0c09\u0c28\u0c4d\u0c28 \u0c35\u0c4d\u0c2f\u0c15\u0c4d\u0c24\u0c41\u0c32\u0c41 \u0c28\u0c3f\u0c35\u0c3e\u0c38 \u0c16\u0c30\u0c4d\u0c1a\u0c41\u0c32 \u0c15\u0c4b\u0c38\u0c02 \u0c30\u0c42 60,000 \u0c35\u0c30\u0c15\u0c41 deduction.<\/li>\n\n\n\n<li class=\"\"><strong>Saving Bank Interest (Section 80TTA, 80TTB)<\/strong>: 60 \u0c38\u0c02\u0c35\u0c24\u0c4d\u0c38\u0c30\u0c3e\u0c32\u0c41 \u0c15\u0c02\u0c1f\u0c47 \u0c24\u0c15\u0c4d\u0c15\u0c41\u0c35 \u0c35\u0c2f\u0c38\u0c4d\u0c38\u0c41 \u0c09\u0c28\u0c4d\u0c28\u0c35\u0c3e\u0c30\u0c3f\u0c15\u0c3f \u0c38\u0c47\u0c35\u0c3f\u0c02\u0c17\u0c4d \u0c2c\u0c4d\u0c2f\u0c3e\u0c02\u0c15\u0c4d \u0c35\u0c21\u0c4d\u0c21\u0c40\u0c2a\u0c48 \u0c30\u0c42 10,000 \u0c35\u0c30\u0c15\u0c41 deduction, \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c35\u0c43\u0c26\u0c4d\u0c27\u0c41\u0c32\u0c15\u0c41 \u0c05\u0c28\u0c4d\u0c28\u0c3f \u0c35\u0c21\u0c4d\u0c21\u0c40 \u0c06\u0c26\u0c3e\u0c2f\u0c3e\u0c32\u0c2a\u0c48 \u0c30\u0c42 50,000 \u0c35\u0c30\u0c15\u0c41 deduction.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"planning-your-income-tax-saving-investments\">Planning Your <a href=\"https:\/\/www.incometax.gov.in\/iec\/foportal\/\" target=\"_blank\" rel=\"noopener\">Income Tax<\/a>-Saving Investments<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\"><strong>Start Early<\/strong>: \u0c06\u0c30\u0c4d\u0c25\u0c3f\u0c15 \u0c38\u0c02\u0c35\u0c24\u0c4d\u0c38\u0c30\u0c02 \u0c2a\u0c4d\u0c30\u0c3e\u0c30\u0c02\u0c2d\u0c02\u0c32\u0c4b\u0c28\u0c47 \u0c2a\u0c4d\u0c30\u0c23\u0c3e\u0c33\u0c3f\u0c15 \u0c1a\u0c47\u0c2f\u0c21\u0c02 \u0c2e\u0c4a\u0c26\u0c32\u0c41\u0c2a\u0c46\u0c1f\u0c4d\u0c1f\u0c02\u0c21\u0c3f.<\/li>\n\n\n\n<li class=\"\"><strong>Assess Current Expenses<\/strong>: \u0c07\u0c28\u0c4d\u0c38\u0c42\u0c30\u0c46\u0c28\u0c4d\u0c38\u0c4d \u0c2a\u0c4d\u0c30\u0c40\u0c2e\u0c3f\u0c2f\u0c02, \u0c2a\u0c3f\u0c32\u0c4d\u0c32\u0c32 \u0c1f\u0c4d\u0c2f\u0c42\u0c37\u0c28\u0c4d \u0c2b\u0c40\u0c1c\u0c41\u0c32\u0c41, EPF \u0c15\u0c3e\u0c02\u0c1f\u0c4d\u0c30\u0c3f\u0c2c\u0c4d\u0c2f\u0c42\u0c37\u0c28\u0c4d, \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c39\u0c4b\u0c2e\u0c4d \u0c32\u0c4b\u0c28\u0c4d \u0c30\u0c40\u0c2a\u0c47\u0c2e\u0c46\u0c02\u0c1f\u0c4d \u0c28\u0c41 \u0c05\u0c02\u0c1a\u0c28\u0c3e \u0c35\u0c47\u0c2f\u0c02\u0c21\u0c3f.<\/li>\n\n\n\n<li class=\"\"><strong>Choose the Right Tax Regime<\/strong>: \u0c2e\u0c40 deduction\u0c32\u0c41 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c06\u0c26\u0c3e\u0c2f\u0c02 \u0c06\u0c27\u0c3e\u0c30\u0c02\u0c17\u0c3e \u0c09\u0c24\u0c4d\u0c24\u0c2e\u0c2e\u0c48\u0c28 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c35\u0c38\u0c4d\u0c25\u0c28\u0c41 \u0c17\u0c41\u0c30\u0c4d\u0c24\u0c3f\u0c02\u0c1a\u0c21\u0c3e\u0c28\u0c3f\u0c15\u0c3f \u0c1f\u0c3e\u0c15\u0c4d\u0c38\u0c4d \u0c15\u0c47\u0c32\u0c4d\u0c15\u0c4d\u0c2f\u0c41\u0c32\u0c47\u0c1f\u0c30\u0c4d \u0c09\u0c2a\u0c2f\u0c4b\u0c17\u0c3f\u0c02\u0c1a\u0c02\u0c21\u0c3f.<\/li>\n\n\n\n<li class=\"\"><strong>Invest Wisely<\/strong>: \u0c2e\u0c40 \u0c32\u0c15\u0c4d\u0c37\u0c4d\u0c2f\u0c3e\u0c32\u0c41 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c30\u0c3f\u0c38\u0c4d\u0c15\u0c4d \u0c2a\u0c4d\u0c30\u0c4a\u0c2b\u0c48\u0c32\u0c4d\u200c\u0c15\u0c41 \u0c05\u0c28\u0c41\u0c17\u0c41\u0c23\u0c02\u0c17\u0c3e \u0c2a\u0c46\u0c1f\u0c4d\u0c1f\u0c41\u0c2c\u0c21\u0c41\u0c32\u0c41 \u0c0e\u0c02\u0c1a\u0c41\u0c15\u0c4b\u0c02\u0c21\u0c3f. \u0c2a\u0c4d\u0c30\u0c38\u0c3f\u0c26\u0c4d\u0c27\u0c2e\u0c48\u0c28 \u0c0e\u0c02\u0c2a\u0c3f\u0c15\u0c32\u0c41 ELSS, PPF, NPS, \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c2b\u0c3f\u0c15\u0c4d\u0c38\u0c21\u0c4d \u0c21\u0c3f\u0c2a\u0c3e\u0c1c\u0c3f\u0c1f\u0c4d\u0c32\u0c41.<\/li>\n\n\n\n<li class=\"\"><strong>Plan Investments Quarterly<\/strong>: \u0c06\u0c30\u0c4d\u0c25\u0c3f\u0c15 \u0c38\u0c02\u0c35\u0c24\u0c4d\u0c38\u0c30\u0c2e\u0c02\u0c24\u0c1f\u0c3e \u0c2a\u0c46\u0c1f\u0c4d\u0c1f\u0c41\u0c2c\u0c21\u0c41\u0c32\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c3e\u0c2a\u0c4d\u0c24\u0c3f \u0c1a\u0c47\u0c2f\u0c02\u0c21\u0c3f, \u0c26\u0c40\u0c28\u0c3f \u0c35\u0c32\u0c4d\u0c32 \u0c06\u0c30\u0c4d\u0c25\u0c3f\u0c15 \u0c2d\u0c3e\u0c30\u0c02 \u0c24\u0c17\u0c4d\u0c17\u0c41\u0c24\u0c41\u0c02\u0c26\u0c3f \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c05\u0c30\u0c4d\u0c25\u0c35\u0c02\u0c24\u0c2e\u0c48\u0c28 \u0c28\u0c3f\u0c30\u0c4d\u0c23\u0c2f\u0c3e\u0c32\u0c41 \u0c24\u0c40\u0c38\u0c41\u0c15\u0c4b\u0c35\u0c21\u0c02 \u0c38\u0c41\u0c32\u0c2d\u0c02.<\/li>\n<\/ol>\n\n\n\n<p class=\"\">\u0c2a\u0c46\u0c1f\u0c4d\u0c1f\u0c41\u0c2c\u0c21\u0c41\u0c32\u0c28\u0c41 \u0c35\u0c4d\u0c2f\u0c42\u0c39\u0c3e\u0c24\u0c4d\u0c2e\u0c15\u0c02\u0c17\u0c3e \u0c2a\u0c4d\u0c30\u0c23\u0c3e\u0c33\u0c3f\u0c15 \u0c1a\u0c47\u0c38\u0c41\u0c15\u0c4b\u0c35\u0c21\u0c02 \u0c26\u0c4d\u0c35\u0c3e\u0c30\u0c3e, \u0c2e\u0c40\u0c30\u0c41 \u0c05\u0c02\u0c26\u0c41\u0c2c\u0c3e\u0c1f\u0c41\u0c32\u0c4b \u0c09\u0c28\u0c4d\u0c28 deduction\u0c32\u0c41 \u0c2e\u0c30\u0c3f\u0c2f\u0c41 \u0c2e\u0c3f\u0c28\u0c39\u0c3e\u0c2f\u0c3f\u0c02\u0c2a\u0c41\u0c32\u0c28\u0c41 \u0c0e\u0c15\u0c4d\u0c15\u0c41\u0c35\u0c17\u0c3e \u0c09\u0c2a\u0c2f\u0c4b\u0c17\u0c3f\u0c02\u0c1a\u0c41\u0c15\u0c4b\u0c35\u0c1a\u0c4d\u0c1a\u0c41, \u0c24\u0c26\u0c4d\u0c35\u0c3e\u0c30\u0c3e \u0c2e\u0c40 \u0c2a\u0c28\u0c4d\u0c28\u0c41 \u0c2d\u0c3e\u0c30\u0c02 \u0c24\u0c17\u0c4d\u0c17\u0c3f \u0c2e\u0c40 \u0c06\u0c26\u0c3e\u0c2f\u0c02 \u0c2a\u0c46\u0c30\u0c41\u0c17\u0c41\u0c24\u0c41\u0c02\u0c26\u0c3f.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"359\" src=\"https:\/\/i0.wp.com\/moneypurse.net\/telugu\/wp-content\/uploads\/2024\/06\/tax-plan.jpg?resize=640%2C359&#038;ssl=1\" alt=\"Income Tax\" class=\"wp-image-796\" srcset=\"https:\/\/i0.wp.com\/moneypurse.net\/telugu\/wp-content\/uploads\/2024\/06\/tax-plan.jpg?w=846&amp;ssl=1 846w, https:\/\/i0.wp.com\/moneypurse.net\/telugu\/wp-content\/uploads\/2024\/06\/tax-plan.jpg?resize=300%2C168&amp;ssl=1 300w, https:\/\/i0.wp.com\/moneypurse.net\/telugu\/wp-content\/uploads\/2024\/06\/tax-plan.jpg?resize=768%2C431&amp;ssl=1 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption class=\"wp-element-caption\">Income Tax <\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>How to Save Income Tax in FY 2023-24: A Comparative Guide to New and Old Regimes<\/p>\n","protected":false},"author":1,"featured_media":796,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[10],"tags":[2225,2242,2235,2228,2234,2222,2223,2231,2214,2213,2211,2206,2229,2217,2232,2243,2239,2205,2216,2208,2221,2233,2236,2237,2227,2215,2226,2238,2224,1897,2220,2210,2209,2240,2207,2218,2212,2219,2241,2230],"class_list":["post-795","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tax-planing","tag-agniveer-corpus-fund","tag-best-tax-regime-choice","tag-charity-tax-deduction","tag-conveyance-allowance-exemption","tag-education-loan-tax-benefits","tag-elss-tax-benefits","tag-family-pension-tax-deduction","tag-gratuity-tax-exemption","tag-health-insurance-tax-deductions","tag-home-loan-tax-benefits","tag-income-tax-planning","tag-income-tax-savings","tag-interest-on-home-loan-deduction","tag-investment-options-under-section-80c","tag-leave-encashment-exemption","tag-maximize-tax-savings","tag-national-savings-certificate","tag-new-tax-regime","tag-nps-tax-benefits","tag-old-tax-regime","tag-ppf-tax-benefits","tag-preventive-health-checkup-tax-deduction","tag-rent-deduction-under-section-80gg","tag-saving-bank-interest-deduction","tag-section-57iia","tag-section-80c","tag-section-80ccd2","tag-senior-citizen-savings-scheme","tag-senior-citizen-tax-deductions","tag-sukanya-samriddhi-yojana","tag-tax-benefits-on-government-schemes","tag-tax-deductions","tag-tax-exemptions","tag-tax-planning-for-fy-2023-24","tag-tax-saving-strategies-fy-2023-24","tag-tax-slab-rates","tag-tax-saving-investments","tag-tax-saving-tips","tag-unit-linked-insurance-plan","tag-voluntary-retirement-scheme-exemption"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/moneypurse.net\/telugu\/wp-content\/uploads\/2024\/06\/tax-plan.jpg?fit=846%2C475&ssl=1","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/posts\/795"}],"collection":[{"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/comments?post=795"}],"version-history":[{"count":4,"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/posts\/795\/revisions"}],"predecessor-version":[{"id":811,"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/posts\/795\/revisions\/811"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/media\/796"}],"wp:attachment":[{"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/media?parent=795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/categories?post=795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneypurse.net\/telugu\/wp-json\/wp\/v2\/tags?post=795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}